Resource for bad credit

I've discovered a website which reportedly offers programs for people
with bad or no credit, including home loan programs. They say that
neither homeownership or a co-signer is required, and they don't do
credit checks.
You have to sign up, but the membership is free. Hope this helps.
http://www.cashgrants.biz/index.php?ref=M0D099

BJ
http://www.powertochange.com

Changing Federal Laws Are a Catalyst to College Student Loan Holders
Seeking Loan Consolidation
The federal Deficit Reduction Act that President George W. Bush
recently signed into law will raise the rates college students and
their parents pay for education loans. The bill will cut nearly $12
billion from the federal student loan program over the next five years.
Many will see their variable interest rates on current loans rise as
soon as July 1.

get more information and refinancing/consolidation information at
http://www.financial-options.net