college loans and consolidation schemes

hello everybody,

I'm trying to conduct a thesis regarding various loan consolidation programs offered by some of the major loan consolidation experts. I need information on what is the legal status for college loan consolidation in our country? and what are the problems faced by students when running into these schemes?.

Our http://www.aboutstudentloans.org (college loan consolidation database) will hold in-depth information on student loan consolidation and different other programs, ready to be checked and read by readers around US and other countries.


Thank you